Cashback apps are apps that gives you various offers, discounts, vouchers on different brands on every purchase or bill you pay. Some apps even offer free recharges and direct cash back in your account. Many have points system, where users earn points on every purchase and can redeem them on different platforms. In this article, we are going to list out the best cashback apps operating in India.

Best Cashback Apps For Android & iOS

Read about the best Cashback apps for android and iOS devices:

PayTM (Android, iOS)

PayTM is a private e-commerce company which serves financial and payments technology throughout India. It was founded by Vijay Shekhar Sharma. It is based out of Noida in India. On August 2015, it got a license from Reserve Bank of India to launch the PayTM Payments Bank. In February 2017, PayTM launched its own B2C (Business to Consumers) retail platform called ‘PayTM Mall’ using which consumers can shop online. PayTM offers many cashback options. When you complete your transaction, there’ll be a ‘Cashback’ option on the top-right corner of the screen.

This will show you various offers, vouchers and promo-codes which will help you gain cashback on different purchases. Users can do almost any transaction on PayTM such as various bills can be paid, shopping can be done, various bookings, etc. Now it also has investing in Mutual Funds options. PayTM also uses advertising and promotional services for additional revenues. The app is available in 11 different Indian languages. Currently, the company’s evaluation is estimated to be about $1 billion. 

Key Features

• It provides the fastest online recharge with assured cashbacks.
• Easily pay through QR scanner at your nearby stores, restaurants, petrol pump, fashion outlets, etc.
• You can also transfer money from your bank account to any other at 0% charge.
• Get lots of deals & discount vouchers on popular brands.

MagicPin (Android, iOS)

MagicPin is a free cashback app which helps you earn cashback very easily. You just have to click a selfie and upload your bills in order to earn rewards. Then you can redeem those earnings on any app. The app offers various deals, vouchers, discounts, coupons which can be used at different places such as restaurants, salons, spas, movies, chemist, grocery, petrol pumps, fashion stores, and electronic stores. The earned cashback can also be used to buy discounts and vouchers of different restaurants, spas, grocery stores, beauty stores, chemist, etc.

When you upload your selfie and the bill of purchase on the app, the cashback is generated equal to the amount on the bill in terms of points. These points can also be used to recharge your prepaid or postpaid accounts on Airtel, Vodafone, Aircel or Jio. The coupons and discounts are of various local and global brands such as McDonald’s, Pizza Hut, Dominos, TGIF, etc. Vouchers for different fashion stores such as FabIndia, Van Huesen, Lifestyle, etc can also be redeemed.

Key Features

• Get vouchers of various restaurants, fashion, grocery stores etc. around you every Tuesday.
• It offers vouchers of buffets and restaurants at discounted price on Friday.
• The easiest way to earn cashback is by referring your friend to Magicpin and make him upload a bill. Doing this, you will get 150 cashback for every friend you refer the app to.
• Redeem points for various recharge, coupons, deals on buffet, offers and more.

Payback (Android, iOS)

Payback is a successful and free online cashback app launched in 2010. It has partnered with more than 100 online and offline partners. The partners includes ICICI Bank, BookMyShow, IndusInd Bank, BigBazaar, Central Brand, American Express, MobiKwik, Naaptol, etc. Users earn different number of points based on the amount of purchase and the place of purchase. They can then redeem this points by using voucher on different partnered brands such as Amazon, Lifestyle, Myntra, Central, BigBazaar, Bata, Brand Factory, Uber, KFC, Shoppers Stop, Marks & Spencer etc.

You can even earn and use points on when refilling your vehicle i.e. when you buy fuel on an HP petrol pump. The company also offers various offers, recharges, coupons in addition to vouchers. If you don’t have enough points then you can add in your cash to purchase that product. The app has almost 100 million members.

Key Features

• Earn points from anywhere and at anytime. Be it buying apparel to groceries, fueling to booking tickets, you can earn cashback points on everything.
• The points that you’ve earned can be used for shopping while setting your bills with their partners.
• It offers exclusive deals and offers to their members along with tons of rewards.

Crownit (Android, iOS)

Crownit is a market research company based in Gurgaon, India. It helps other Indian as well global companies by providing fast, accurate and comprehensive data which is used for research purposes. It does so by providing surveys on its platform. Users fill this surverys and earn exciting rewards. The rewards are in form of Paytm Cash, movie vouchers, online and offline shopping vouchers, as well as an iPhone XR. You can even get rewards by uploading bills of various purchases such as bills from restaurants, food delivery, grocery, cab rides, movies, fuel, etc.  Other way is to take part in various surveys as mentioned above.

Surveys are just 10-15 mins long and takes users’ views on a particular product. On successful submission of surveys, you get a card called ‘Scratch Card’ which hides exciting rewards. The platform also offers various games such as ‘Tambola’ and ‘Birdie Rush’ which can be played to earn rewards. You  can also earn rewards by getting correct answers on quiz based on General Knowledge and Bollywood facts/news.

Key Features

• You can earn rush ticket on every bill upload as reward and other activities.
• Using the rush ticket, you can play various games on the app and win amazing rewards like iPhone every Friday.
• If you complete a survey using the app, you can win scratch cards which hides exciting rewards inside.
• You can win bumper prizes every Friday between 3 pm – 4 pm.  

LafaLafa

LafaLafa is a free online cashback app which helps consumers find the best savings online. LafaLafa – a private company, was founded by Yosha Gupta in 2015 and is based in Gurgaon, Haryana, India. It is the leading cashback, coupon and product search website and app in India. It helps its users earn money by shopping products or doing recharges on different shopping platforms such as Snapdeal, Flipkart, Myntra, Amazon, Jabong, PayTM, Shopclues, Ebay, FirstCry, etc through LafaLafa. Users can get cashback as high as 50% from almost more than 500 stores.

They share the extra commission earned from e-commerce websites with their users as EXTRA Lafalafa cashback. To earn the rewards, you just have to shop on your favorite Amazon, or Flipkart or Snapdeal or any other market but go on their website using Lafalafa. The extra cashback will track within 72 hours and will be payable within 60-90 days. In addition to it, when you invite your friends and family and when they register on the app, you get directly Rs. 5 into your account.

Key Features

• Free Coupons & Comparison of Online Offers.
• Referral Earnings & Contests.
• Extra cashback offers for stores like Paytm, Mobikwik, Flipkart Store, Amazon, Jabong, Snapdeal, eBay, Zovi, Shopclues, Archies, Daily Objects, Lenskart, etc.
• It offers extra cashback for instant recharge via Paytm, freecharge, etc.

Coupon Dunia (Android, iOS)

Coupon Dunia is India’s largest discount and offers app. It was founded in 2010 and is headquartered in Mumbai, India. It was orginally launched from US in India in 2010. Then in 2012, the operations got shifted from Boston to Mumbai. The platform receives about 5.2 million monthly visits and lists coupons from famous companies such as Flipkart, Amazon, PayTM, BookMyShow, etc. It helps its users save money by offering different offers, discounts, deals, coupons from various brands and websites. It aims at making shoppers smart by empowering them to make the best possible choices.

The app also gives cash back directly into your account in addition to various vouchers, coupons, etc. You just need to shop on any app/site (Flipkart, Amazon, BookMyShow, etc) via Coupon Dunia. The cashback is usually tracked within 48 hours. You can do almost any e-payment such as shopping, bill payments, book hotel rooms, take up a cloud hosting plan, pay for courses,  recharge payments, food delivery, movie tickets, etc using this app.

Key Features

• Get notifications and reminders and earn on all your online purchases.
• Know what’s trending right now and enjoy best offers like free first rides on Ola & Uber, ₹1000 off on flight bookings.
• It offers highest cashback among all online stores.
• Using the app, you can enjoy lots of benefits including “Special Offers”, “Bank Offers” and other Collections. They also provide scratch cards and more.

Freecharge (Android, iOS)

Freecharge is a private Indian financial services app. The company was founded by Kunal Shah and Sandeep Tandon in August 2010. It is headquartered in Gurgoan, Haryana, India. Axis Bank purchased Freecharge on 27 July, 2017 for $60 million. It offers various discounts and cashback if you do transactions on various platforms such as Google Play, Myntra, ixigo.com, OYO, Shopclues, Big Basket, RedBus, BookMyShow, McDonald’s, Zomato, Grofers, Dominos, etc via Freecharge. You can pay your electricity, DTH, landline, gas, broadband, etc bills directly from the app and get various discounts on those too.

Freecharge also offers investing options i.e. investing in Mutual Funds. It also has various Insurance options. Users can even buy e-gold on Freecharge. Freecharge has a database of more than 50 million users and more than 20 million saved cards. Freecharge uses a 128 bit encryption secure socket layer to encrypt user data during transaction. You can access Axis Bank’s site directly on this app.

Key Features

• Get amazing discounts and cashbacks when you transact using Freecharge.
• Amazing deals on Freecharge for the users to give them discount coupons of their favorite brands.
• Using the app, you can easily book tickets, order from restaurants, book flights or train, etc. Pay cashless and get exciting rewards and offers.
• Top up your metro card, mobile recharge, electricity payments and more easily with Freecharge.

MobiKwik (Android, iOS)

MobiKwik is India’s largest issuer-independent platform which offers digital financial services. It was founded by Bipin Preet Singh and Upasana Taku in 2009. Its aim is to enable Indians with one tap access to payments, loans, investments and insurance by 2022. It records over 1 million transactions in a day. Users have to create a mobile wallet in the app where the balance will be stored. Users can pay their bills using the app. Prepaid and postpaid recharges on Airtel, BSNL, Idea, Jio, Vodafone, Tata Docomo, can also be done directly using the app. DTH, Electricity, Broadband, Landline bills can also be paid using the app.

You get various discounts and cashback on doing these transactions using MobiKwik. Various discounts to be applied on Myntra, IRCTC, Zomato, Cafe Coffee Day (CCD), Crossword, Reliance Smart, Cinepolis, etc can be grabbed. The company also has loans, insurance and investment in Mutual Funds options.

Key Features

• Recharges can be done easily for Airtel, Vodafone, Jio, Idea, BSNL, etc.
• You can instantly pay your electricity bills, water bill, EMI, insurance premium, etc.
• It also offers personal loan up to 5 Lakhs with interest rates starting as low as 12%-39% per annum.

GoPaisa (Android, iOS)

GoPaisa was founded by Aman Jain and Ankita Jain in September 2012. It offers coupons, cashback, and deals on various purchases. It now has over 1 million users. All the cashback offers and coupons available on the platform allows shoppers to get almost the entire commission from the online retailers. This way customers get the benefit of saving money. It is a safe and secure platform for shopping. Some of the retailers that offer money-back offers include Amazon, Flipkart, Dominos, Pizza Hut, Myntra, PayTM, MobiKwik, BookMyShow, etc.

To get the benefits, all you need to do is register on the app, browse through various products, compare the deals, discounts and various cashback options from various retailers, and then purchase it. In addition to these, if you invite/refer to a friend and then when they sign-up, they’ll get Rs.25 in their account and you’ll get Rs.50 added up in your account.

Key Features

• Earn up to 90% cashback by shopping at the top online stores of India.
• Redeem your cashback for Free mobile recharges, Free Paytm wallet transfers, Free DTH recharges, E-vouchers for popular stores like Amazon, Flipkart etc.
• Tell your friend about the app and get Rs.50 in your account for every friend who downloads the app.
• Earn cashback along with the best and the top coupons available in the market.

Pennyful (Android)

Pennyful was founded in 2011 and since then is running successfully in the Indian cashback and discount coupons market and is recognized as the leading innovator in Indian online shopping space. It aims at bringing different coupons and cashback to its users every time they make a purchase, so that the users can save some money when they purchase something. Users just have to shop their favorite products on their favorite e-commerce site via Pennyful.

The company has partnered with over more than 500 various platforms such as Amazon, Alibaba, Flipkart, Snapdeal, Jabong, PayTM, MakeMyTrip, Imagica, Air Asia, AND, Croma, Airtel, Airbnb, etc. Users can even recharge their mobiles here using Nearbuy website. Users can even book hotels and flight tickets using Pennyful. This way they can earn promo-codes, coupon codes, discount coupons, deals, sales offers, and cashback. Users can also get additional cashback if they refer Pennyful to their family and friends.

Key Features

• You can earn cashback on every order whenever you shop at 500+ stores including Amazon, Expedia, ShopClues, Dominos, Foodpanda, Archies, Zoom Car, LimeRoad, Zivame, Alibaba, Airtel, American Swan, Babyoye, etc.
• Find thousands of coupons and deals for discounts, special offers, sales and more.
• Earn cashback and easily access offers in a browser made just for Pennyful app shoppers.
• You can also withdraw any amount of available cashback from your Pennyful account without any minimum threshold to reach.

PhonePe (Android, iOS)

PhonePe which was founded by Sameer Nigam and Rahul Chari in December 2015 is private e-commerce payments and wallet company based in Bangalore, India. It was the first app to be built on Unified Payments Interface (UPI). Users can make transactions, pay bills, pay recharges, buy gold, shop online, book rides, book food delivery, etc. The app is used as a payment option by about 5 million online and offline merchants.

The app is available in different Indian regional languages such as Hindi, Tamil, Telugu, Kannada, Gujarati, Malayalam, Marathi, Bengali, Odia, Punjabi, apart from English. The company aims at making online digital payments so safe, easy and universally accepted that users won’t ever have to carry cash with them again. It is licensed by the RBI for insurance and operation of a Semi Closed Prepaid Payments System. Users can buy gift cards or get cashback and offers by shopping on PhonePe.

Key Features

• Send and request money from your contacts anytime, anywhere.
• Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea.
• Make easy online payments: Pay easily for electronics, mobiles, fashion, home and kitchen appliances across your favourite online shopping sites like Flipkart, Myntra.
• Manage and track refunds from your favourite shopping websites on PhonePe.

Grofers (Android, iOS)

Grofers is a private online grocery delivery company based out of Gurgoan, India. It was founded in December 2013 by Saurabh Kumar and Albinder Dhindsa. The word ‘Grofers’ is a blending of ‘grocery’ and ‘gophers’. It operates in 28 Indian cities including Delhi, Chennai, Pune, Mumbai, Ahmedabad, Kolkata, Luncknow, Gurugram, Noida, Kanpur, Vadodara, Allahabad, Modinagar, Agra, Aligarh, Hyderabad, Bangalore, etc. It sells all the everyday essential foods in addition to groceries. Basic household items, snacks, beverages, grocery, staples, personal care items, breakfast and dairy food items, pet care, baby care products, etc can be ordered on Grofers.

Users get discounts and offers based on their payment method and bank. Users can get all the items at a cheaper rate than supermarket rates. Fruits can also be ordered on Grofers. If users are not satisfied with the products, they can return it right away without any hassles and get refunds. During the coronavirus crisis, it was in operation at that time as well along with Amazon India and Big Basket. 

Key features

• Lowest prices guaranteed on all your groceries. 
• 100% return and exchange policy if you are not happy with the product.
• Get instant refunds through Grofers Cash and use it or your next purchase or transfer it back to the original payment source.
• Get alerts every time we have a special offer running.     

Google Pay (Android, iOS)

Google Pay was first launched at Google I/O 2015. It was the successor to the Google Wallet which was introduced in back 2011. After its launch, it was first operated in the United States and it gradually spread around the world. In India, Google launched UPI-based Tez app in September 2017 which was then renamed to ‘Google Pay’ in August 2018. As of 2020, it is available in US, UK, Singapore, Australia, Hong Kong, Poland, New Zealand, Ireland, Japan, Belgium, Canada, Russia, Taiwan, Spain, Ukraine, Germany, Brazil, Croatia, India, Italy, Denmark, etc.

Users can earn rewards and cashback on Google Pay by simply playing games on the app. Users can earn upto 50 referral rewards for inviting other people to Google Pay. Users can send and receive referral rewards from others. Google also has a ‘Lucky Fridays Draw’ where users can get a one-off prize of Rs. 1,00,000.

Key Features

• Pay and receive money directly from your bank account
• Pay for electricity, gas, water, DTH, and more. You only have to link your biller details once and later you can pay within few taps without having to put details again.
• Get Google Pay Scratch Cards (TM) in the app and be eligible to win up to ₹1,000 with each eligible transaction.
• Find the best and latest recharge plans as well as repeat recharge in one tap.

RedBus  (Android, iOS)

RedBus is the online bus ticketing platform based in Bengaluru, India. It was founded by Phanindra Sama, Charan Padmaraju, and Sudhakar Pasupunuri, engineers from Birla Institute of Technology and Science. It operates in India, Malaysia, Singapore, Columbia, Peru and Indonesia. RedBus has a user database of over 20 million and has successfully registered over 180 million trips. In 2013, RedBus was purchased by Ibibo Group. You can buy bus tickets at discounted prices. Users can earn more rewards and save upto (as the company claims) Rs.2000 every week by using its rPool platform.

Rpool is car pool and bike pooling for professionals. You can earn points for sharing seats as well as pay for pooling by points, so no cash involved at all. Moreover, users can get cashback by paying using OlaMoney or Rupay cards. In India, it is operates in NCR, Haryana, Goa, Kerala, West Bengal, Bihar, Uttar Pradesh, Himachal Pradesh, Punjab, Orissa, Karnataka, Maharashtra, Tamil Nadu, Andhra Pradesh, Telangana, Madhya Pradesh, and Rajasthan.

Key Features

• Earn exciting rewards by inviting your friends and family to join redBus.
• Track your bus live and send tracking link to your near and dear.
• It offers one touch cancellation using the app.
• Save your card details & book tickets with a single tap.

Encash it

Encashit is a cashback app which also offers various deals, offers, vouchers, coupons, etc. It has partnered with over more than 300 stores across India. Some of the famous retailers include Amazon, Jabong, Myntra, Flipkart, Snapdeal, Make My Trip, Yatra, Goibibo, etc. Encashit aims at bringing all the shopping under one app which makes it easier for users to categorize and purchase items. In addition to it, shopping from the app will also benefit users of getting discounts and low-price deals which would not be available on any other apps.

Users can earn cashback by paying their bills from Encashit on PayTM, Freecharge, MobiKwik, Airtel, Vodafone, Aircel, etc. It usually gives its users all these deals but when its festive season there’s a rain of discounts and cashbacks. It gives extra cashback on every purchase during the great Diwali sale, Dushera sale, Seasonal sale, Christmas sale, Thanks giving sale, etc.  

Key Features

• Ready to use cashback deals any time and any place.
• Lots of amazing offers right on your smartphone.
• Easy way to redeem your offers and coupons in simple steps.
• Get shopping benefits of thousands of Loyalty Merchants.

Zingoy (Android)

Zingoy is an online platform where users can earn rewards and cashback on every shopping. They can even buy and sell their gift cards and earn money. They can buy gift cards from other platforms and sell them here. They can also sell their unused gift cards using the app. Users can even redeem their gift cards on their shopping. It offers exciting gift vouchers like gift cards from Amazon, Big Bazaar, BookMyShow, Lifestyle, Flipkart, Dominos, Myntra, Uber, etc.

You can sell your unused gift cards by going to ‘Sell Gift Cards’ option. There are various offers and coupons from Flipkart, BookMyShow, Pepperfry, PayTM, MakeMyTrip Flight offers,  MakeMyTrip hotel offers, Tata CliQ, etc. Users can also earn extra rewards by referring and inviting friends to Zingoy. Users can even get cashback on mobile recharges, movie tickets, groceries shopping, etc.

Key Features

• Using the app, you can earn real cash over and above the amazing deals and offers.
• You can earn instant cashback and gift card vouchers.
• It offers top deals on various categories including Flipkart offers, BookMyShow offers, PayTM mall offers, MakeMyTrip offers and coupons, etc.

CashKaro (Android, iOS)

CashKaro was founded by Swati Bhargava and Rohan Bhargava in 2013. CashKaro is India’s fastest growing cashback and coupons site. Mr.Ratan Tata and Kalaari Capital have invested in the company. It offers a great variety of deals and offers which helps users get discounts on shopping from their favorite sites such as Amazon, Flipkart, Zomato, Swiggy, BigBasket, Groffers, PayTM, MakeMyTrip, ClearTrip, RedBus, etc.

Coupons and cashback for DTH recharge, mobile recharges, electricity payments, landline or broadband bills, educational courses fees, etc are given. They’ve partnered with educational courses offering sites such as Udemy, Coursera, Vedantu, Testbook, Top Rankers, Sanjivsir, UpGrad, etc. You can even get cashback for purchasing a VPN from NordVPN. Since its foundation, CashKaro has paid over Rs.100 crores as cashback to its users.

Key Features

• Get 10% cashback deals.
• Over 50k coupons and deals.
• You can compare price with popular shopping sites including Amazon, Flipkart and more.
• If you invite your friends to install the app, you can earn 10% of the Cashback they earn forever.

Ola Money (Android, iOS)

Ola was founded by Bhavish Aggarwal in December 2010. The company is based in Bengaluru, India. The company operates in more than 169 companies in India, New Zealand, UK and Australia combined. Ola Money is an e-payment method through which users can pay their almost any kind of bills. Users can pay their DTH bills, cab fares, mobile recharges, electricity & gas bills and can pay for online shopping. It has partnered with some famous companies like  Cleartrip, OYO Rooms, Dominos, BookMyShow, eBay, etc. Different offers from Myntra, Gaana, MagicPin, Medlife, etc can be grabbed.

Key Features

• Pay at various stores using the app.
• Send money to your closed ones anytime simply with a tap.
• Safest and fastest way for transactions, electricity bills, various recharges, etc.
• You can get various offers at many places including RCTC, BookMyShow, eBay, Quikr, Yatra, Goibibo, Cleatrip, Dominos, etc. with just one click.

Nearbuy (Android, iOS)

Nearbuy is a private Indian hyper-local e-commerce company based in Gurgoan, Haryana. It was founded by Ankur Warikoo, Snehesh Mitra, and Ravi Shankar in August 2015. It helps customers and local merchants discover and engage with each other. It helps users discover different restaurants, salons, spas, movie theaters, music concerts, theme parks, tattoo parlors, etc in their cities. The app first asks user to enter their city’s name or just permission to access the location and then it’ll show them all the top elite places around them.

Nearbuy operates in more than 35 cities and has over 50,000 merchants. Gift cards of Amazon, Flipkart, FreshMenu, NetMeds, LensKart, Swiggy, Croma, etc can be earned. Users can also earn Disney+ hotstar, Amazon Prime, Zee 5, Saavn, Gaana, Hungama, and Shemaroo ME memberships.

Key Features

• You can easily search for your favorite buffet, café, nearby restaurants, various deals on restaurants along with offer coupons.
• If offers wide range of massages including Ayurvedic massages, deep tissue massages and spa offers with discount coupons.
• It lets you pick your favorite deals and cashback offers on spa deals, movie tickets, theme park deals, salon deals and more.
• Using nearbuy app, you can save money every time you step out with friends and family.

Cubber (Android, iOS)

Cubber is a free app which helps users shop and earn money at the same time.  Users can earn different amount of cashbacks every time they shop products using Cubber. Some online shopping partners of Cubber are Amazon, Lenskart, ShopClues, Dominos, MakeMyTrip, ClearTrip, Expedia, BIBA, Tjori, Himalaya, etc. Users can also pay their bills and recharges via this app and earn heavy discounts. Users also get a Rs. 200 cashback directly to their accounts when they invite 2 of their friends and they join Cubber. 

Key Features

• It supports online recharge for different services and mobile recharge is one of them.
• DTH recharge, Electricity bill payments, Gas bill payments, Insurance bill payment and more also supported supported by Cubber.
• You can also shop online using the app along with saving money in the form of cashback.
• Another best feature and speciality of Cubber is that the user can get lots of cashback offers and other prizes of different services.
• On referring this app to your friends, you can earn cashback on the app.

Conclusion

Thus, these are some of the best cashback apps available in India which will help you get discounts and various offers and definitely help you save some bucks. Hope you have liked the article. If you have any query related to the article, you can ask us via the comment section given below. We will answer that as soon as possible.